Credit and Debt
What does the service do?
The Centre provides a specialist credit and debt advice service on Thursday evenings. Some daytime appointments are also available. Telephone advice is available to Financial Counsellors State-wide.Credit and debt problems can include those involving loan contracts, over-commitment, your credit card, your bank or your insurer.
How to access this service
Simply ring Redfern Legal Centre on 
(02) 9698 7277 and talk to the
service desk. They can assist you in arranging a face-to-face or
telephone appointment.
Financial Tidbits
2012
* Financial Counselling Tidbit January 2012 - Powers of Attorney & Enduring Powers of Attorney
2011
* Financial Counselling Tidbit November 2011 - How to Obtain a Waiver of a Debt for Your Client?
* Financial Counselling Tidbit August 2011- Voluntary Bankruptcy vs Waiting for the Sheriff
* If you die, will your superannuation go to those you want to get it? Steps you can take to make sure it does.
Financial Counselling Tidbit April 2011 - Superannuation - Death Benefits
* Financial Counselling Tidbit February 2011 - Insurance & Floods
2010
* Financial Counselling Tidbit November 2010 - Housing NSW to Write Off Old Debts
* Financial Counselling Tidbit September 2010 - Using TIO
Submissions:
* RLC supports ACCAN's campaign to make calls to 13 and 1800 numbers free, even when called from a mobile. Please see our submission to Australian Communication and Media Authority.
* Redfern Legal Centre made a Submission on the Consumer Credit & Corporations Legislation Amendment (Enhancements) Bill 2011. The Government sought comments on the Bill, which proposes to amend the Credit Laws as they affect a number of areas including hardship provisions, reverse mortgages, consumer leases and small amount credit contracts (or pay day loans). This submission incorporated our previous submission to Treasury on 7 September 2011 commenting on the proposed Credit Enhancement Bill regarding small amount credit contracts.
* The Minister for Superannuation and Corporate Law on the National Consumer Credit Protection Bill 2009, Exposure Draft (May 2009 )
* SCOCA Australian Consumer Law Consultation, Treasury, March 2009
* The Green and Independent Senators, regarding the Rudd Stimulus Package, February 2009
* The Commonwealth Government's Green Paper on the Carbon Pollution Reduction Scheme July 2008
* The NSW Government on Electricity Privatisation 2008
* The Productivity Commission, Draft Report on the Consumer Policy Framework February 2008
* The Productivity Commission, Issues Paper on the Consumer Policy Framework August 2007
Useful Links and Contacts
| Please note: These links and factsheets apply to residents of New South Wales, Australia only. |
- For general credit info, please go to Consumer Credit Legal Centre
- For simple guidance to help you make smart choices about money, please go to MoneySmart.
- For consumers protection, please go to Australian Securities and Investment Commission
- For consumers complaints, please go to Consumer, Trader and Tenancy Tribunal
- For bankruptcy, please go to Insolvency and Trustee Service Australia
- For complaints about service providers etc, please go to Department of Fair Trading
- For info about hardship variation, please go to Consumer, Trader and Tenancy Tribunal
- For fines, please go to State Debt Recovery Office (SDRO)